Aperio Group, LLC Disclosure

Welcome to Aperio Group, LLC (“Aperio”)! Please read these important disclosures concerning the risks of investing and the materials on our website. 

The resources on this website are provided by Aperio (now a BlackRock, Inc., company). They are intended for informational purposes only and do not constitute financial, legal, tax or any other advice.  We provide this information with the understanding that we do not guarantee its accuracy, and are not engaged in rendering legal, accounting, or tax services.

Aperio is an investment adviser registered with the US Securities and Exchange Commission.  Such registration does not imply a certain level of skill or training, and no inference to the contrary should be made.

Any strategies discussed are strictly for illustrative and educational purposes and are not a recommendation, offer or solicitation to buy or sell any securities or to adopt any particular investment strategy. Any strategies and/or investments referenced may not be suitable for all investors, as the appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

There is no guarantee that any strategies discussed will be effective.  In particular, none of the information should be considered advice tailored to the needs of any specific investor or a recommendation to buy or sell any securities.  Reliance upon information in this material is at the sole discretion of the reader. The information provided reflects the views of Aperio as of a particular time and is subject to change at any time without notice.

Investing involves risks.  Carefully consider your investment objectives, risk factors, and charges and expenses before investing.  Aperio provides no assurance that investments in any client account will operate in the future in a manner consistent with the materials presented on this website. Many factors affect performance, including changes in market conditions and interest rates, and in response to other economic, political, or financial developments.  Please remember that past performance is not indicative of future results. Every investment program has the potential for loss as well as gain.

We recommend that all investors seek out the services of competent professionals in any of the aforementioned areas. With respect to the description of any investment strategies, simulations, or investment recommendations on this website, we cannot provide any assurances that they will perform as expected and as described in our materials.

The fees and expenses Aperio charges may be higher than the fees and expenses of other investment advisors and may offset profits in an investor’s account.  Additional information about fees and expenses is included in our Form ADV.

Different costs are associated with different types of securities, and investors may be responsible for paying fees separate and distinct from those paid to Aperio to invest in such securities. Importantly, the fees Aperio charges do not include certain fees and charges third parties impose such as custodial fees, mutual fund fees and expenses, and additional fees wrap sponsors assess. An Aperio client’s assets also can be subject to asset-based transaction fees, brokerage fees and commissions, retirement plan administration fees (if applicable), deferred sales charges on mutual funds, 12b-1 fees, odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on custodial accounts and securities transactions. For mutual fund and exchange-traded fund (ETF) investments, investors are charged internal management fees, distribution fees, and other expenses, which are described in each fund’s prospectus.

All custodial fees and any other charges, fees, and commissions incurred in connection with transactions for an Aperio client’s account are generally paid out of the assets in the managed account and are in addition to the investment management fees Aperio charges. Notably, neither Aperio nor any of its associated persons receives any portion of the third-party fees. Investors should consider all fees that may be charged to their account and also understand that lower fees for comparable services may be available from other investment advisory firms.

Any forward-looking statements or forecasts are based on assumptions, and actual results are expected to vary from any such statements or forecasts. No reliance should be placed on any such statements or forecasts when making any investment decision. Any assumptions and projections displayed are estimates, hypothetical in nature, and meant to serve solely as a guideline. Any results and analyses are not guarantees of future results, because they derive from mathematical modeling of the economic and financial markets that may or may not reflect actual conditions and events.  Accordingly, you should not rely solely on the information contained in this website’s materials in making any investment decision.

Aperio may transact business or render personalized investment advice only in those states and international jurisdictions where we are registered/have filed notice or are otherwise excluded or exempted from registration requirements. Any communications with prospective clients residing in states or international jurisdictions where Aperio is not registered or licensed shall be limited so as not to trigger registration or licensing requirements.