We work side-by-side with advisors to personalize and tax optimize indexed equity SMAs (separately managed accounts) that reflect the individuality of each investor.
Express the individuality of each investor through a wide variety of strategy customization options, including the most granular level of values-aligned investing.
Work directly with the people designing your portfolio. Reach out any time. Call, email, fax, whatever works for you. Let’s talk tax, ESG, or the best restaurants near San Francisco.
Rely on experienced portfolio managers to deploy our scalable SMA automation engine, which encapsulates more than two decades of experience, to rebalance a vast number of accounts, with the highest degree of personalization.
That’s 22 years of sweating the details to design optimal solutions for each of our clients.
8,000+ accounts*
That’s 8,000 unique learning experiences you can benefit from.
Human-first
That’s our philosophy. We are dedicated to providing unmatched personal service.
WORKING TOGETHER
Portfolio creation is a journey of collaboration and iteration.
Listening
Working together often begins with a conversation to unpack investment preferences.
Designing
We map data to preferences to craft a unique portfolio.
Optimizing
We regularly rebalance while optimizing for after-tax performance.
Applied Insights
Applied Insights
Mining for tax gold: Charitable donations
A simple question at your next meeting may be all it takes to uncover valuable tax “gold.” For the charitably inclined, a more tax-efficient alternative to effectively liquidating appreciated securities and donating the after-tax cash proceeds to charity may be to contribute the most highly appreciated securities directly to charity and then replenish the account with cash.
There is more to diversity than initially meets the eye
Investors interested in intersectionality—how gender intersects with other aspects of identity such as race, ethnicity, class, sexual orientation, and religion, and the implications for social and political equity—may choose to use their shares to directly engage in a dialogue with companies to push for more data disclosure, more diversity on companies’ boards, and policies and practices that are supportive of minority employees.
Tax Alpha: How much value does tax management add to a legacy portfolio?
About half of the taxable accounts Aperio manages start with legacy holdings, and a large portion of the capital gains taxes embedded in a legacy portfolio can generally be deferred by transitioning to an Aperio strategy in a tax-efficient manner. Our research shows that subsequent loss harvesting provides additional tax alpha, which tends to be higher for portfolios with fewer embedded gains at inception.
The S&P 500 Index return was up 18.4% in 2020, even though 95% of its constituents experienced a drawdown of more than 10%. This is not, however, just another crazy thing that happened in 2020. The pairing of strong US large-cap index performance with large drawdowns to most index constituents has been the norm and not the exception since 1975. The S&P 500 return was positive in 38 of 46 years since 1975, while more than half the S&P 500 constituents had a drawdown larger than 10% in 41 of those years.
This material is provided for informational purposes only and is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are subject to change at any time without notice. References to specific securities, asset classes and financial markets are for illustrative purposes only and are not intended to be and should not be interpreted as recommendations.
This material may contain “forward-looking” information that is not purely historical in nature. Such information may include, among other things, projections, forecasts, estimates of yields or returns, and proposed or expected portfolio composition. Moreover, any historical performance information of other investment vehicles or composite accounts managed by BlackRock, Inc. and/or its subsidiaries (together, “BlackRock”) included in this material is presented by way of example only. No representation is made that any performance presented will be achieved, or that every assumption made in achieving, calculating or presenting either the forward-looking information or the historical performance information herein has been considered or stated in preparing this material. Any changes to assumptions that may have been made in preparing this material could have a material impact on the investment returns that are presented herein by way of example. Past performance is no guarantee of future results.
The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by BlackRock to be reliable, are not necessarily all-inclusive and are not guaranteed as to accuracy.
Aperio is providing this link to a third-party website that displays a research report, article, webcast, video, or other content that we believe may be informational or educational for you. This linked content is presented by a source that we believe to be reliable, but we do not guarantee its accuracy or completeness, including any associated disclosures. Aperio has no control over the nature of the content on, or the availability of, this third-party website.
The inclusion of this link on our website also does not imply a recommendation or endorsement of any views expressed in such linked content and should not be considered: investment, tax, or legal advice; a solicitation; a recommendation of Aperio or any third-party’s services; or an offer to buy or sell any securities or related financial instruments in any jurisdiction.
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